Publications

Jarna Pasanen (2022). The Role of Earnings-related Social Insurance in Permanent Disability Risk Management, Tampere University Dissertations 560, PunaMusta Oy – Yliopistopaino, Joensuu https://urn.fi/URN:ISBN:978-952-03-2310-3

Aatola, H., Koskinen, L., & Voutilainen, R. (2021). Biological age derived from cardiorespiratory fitness assessment and its impact on life assurance business. Aktuaariyhdistyksen julkaisuthttps://www.actuary.fi/julkaisut/asiantuntijoilta/biological-age-derived-from-cardiorespiratory-fitness-assessment-and-its-impact-on-life-assurance-business

Ahteensivu, A. (2021). Alkoholin merkitys myötävaikutustekijänä vakuutuskorvausten määräytymisessä. Tampereen yliopiston väitöskirjat 508, PunaMusta Oy – YliopistopainoJoensuu 2021. https://trepo.tuni.fi/ handle/10024/135459

Luoma, A., Pasanen, J., & Koskinen, L. (2021). RiskDemo software for demonstrating actuarial and financial risks. https://research.tuni.fi/uploads/2021/06/45809cae-riskldemo-2021-30.6.2021.pdf, See also: Covid Data  http://www.arto-luoma.fi/covid.html

RiskDemo https://CRAN.R-project.org/package=RcmdrPlugin.RiskDemo

Pasanen, J. (2021). The nature of positive encounters between disabled workers and insurers in the return to work process. Work (Reading, Mass.). [Online] 70 (1), 287–300.

Pasanen, J., & Luoma, A. (2021). How can social insurers promote return to work in occupational rehabilitation? A quantitative, cross-sectional study. BMC public health21(1), 1-11.

Rintamäki, T., & Saarijärvi, H. (2021). An integrative framework for managing customer value propositions. Journal of Business Research134, 754-764.

Rintamäki, T., Spence, M. T., Saarijärvi, H., Joensuu, J., & Yrjölä, M. (2021). Customers’ perceptions of returning items purchased online: planned versus unplanned product returners. International Journal of Physical Distribution & Logistics Management,51(4), 2021, 403-422.

Talonen, A., Mähönen, J., Koskinen, L., & Kuoppakangas, P. (2021). Analysis of consumers’ negative perceptions of health tracking in insurance–a value sacrifice approach. Journal of Information, Communication and Ethics in Society. 19(4), 463-479.

Voutilainen, R. (2021). Notes On Insurance Company Management. Journal of Insurance and Financial Management5(1).

Talonen, A., Pasanen, J., & Ruuskanen, O. P. (2021). Exploring the Co-operative Form’s Potential in Crowdfunding: A Non-monetary Perspective. FIIB Business Review10(4), 339-351.

Salonen, J. (2020). New methods in pension evaluation: Applications of trajectory analysis and dynamic microsimulation. Finnish Centre for Pensions: 02/2020. https://urn.fi/URN:ISBN:978-951-691-314-1

Salonen, J., Koskinen, L., & Nummi, T. (2020). The risk of under‐insurance in the Finnish statutory pension scheme for self‐employed workers: A trajectory analysis. International Social Security Review73(4), 25-48.

Gholipour, H. F., Oikarinen, E., & Tajaddini, R. (2019). Banks’ lending to public and private sectors and house prices: does bank ownership matter? International Journal of Housing Markets and Analysis. 13(2), 227-249.

Jokinen, E., Rintamäki, T., Saloranta, A., Joensuu, J. & Rannisto P.H. (2019). Asiakkaan Valinnanvapaus ja Asiakasarvon Toteutuminen Sote-palveluissa Palvelusetelilainsäädännön Kautta, Valtioneuvoston Selvitys- ja Tutkimustoiminnan Julkaisusarja 2019:53.

Kulmala, J., Luoma, A., & Koskinen, L. (2019). Able or unable to work? Life trajectory after severe occupational injury. Disability and rehabilitation41(18), 2192-2198.

Lyly-Yrjänäinen, J., Mahlamäki, T., Rintamäki, T., Saarijärvi, H. & Tiitola, V. (2019). Sales in Technology-Driven Industries. Teknologiainfo Teknova Oy, Helsinki.

Mahlamäki, T., Rintamäki, T., & Rajah, E. (2019). The Role of Personality and Motivation on Key Account Manager Job Performance. Industrial Marketing Management, 83, 174-184.

Riikkinen, M., Saraniemi, S., & Still, K. (2019). FinTechs as Service Innovators-Understanding the Service Innovation Stack. International Journal of E-Business Research (IJEBR)15(1), 20-37.

Riikkinen, M., Lähteenmäki, I., Nätti, S., Shaikh, A. A. & Karjaluoto, H. (2019). Institutional logics as inhibitors or levers? The case of mobile payments in Finland, in Marketing and Mobile Financial Services. 1st edition [Online]. Routledge. pp. 200–223.

Voutilainen, R & Koskinen, L. (2019). Megatrends in the Insurance and Financial Sector, In: Kangas, A., Kujala, J, Heikkinen, A, Lönnqvist, A, Laihonen, H., & Julia Bethwaite (Eds.): Leading Change in a Complex World: Transdisciplinary Perspectives. Tampere University Press.

Yrjölä. M., Närvänen, E., Kuusela, H., Rintamäki, T. & Saarijärvi, H. (2019). Leading Change: A Customer Value Framework. In: Kangas, A., Kujala, J., Heikkinen, A., Lönnqvist, A., Laihonen, H. & Bethwaite, J. (Eds.): Leading Change in a Complex World: Transdisciplinary Perspectives. Tampere University Press.

Yrjölä, M., Rintamäki, T., Saarijärvi, H., Joensuu, J., & Kulkarni, G. (2019). A Customer Value Perspective to Service Experiences in Restaurants. Journal of Retailing and Consumer Services, 51, 91-101.

Havakka, P., Kulmala, J., Koskinen, L., & Ahteensivu, A. (2018). Riskienhallinnan ajankohtaisia teemoja (p. 248). Tampere University Press.

Nguyen, N.H, Rintamäki, T. & Saarijärvi, H. (2018). Customer Value in Sharing Economy Platform: Case Airbnb, In: Smedlund, A., Lindblom, A. & Mitronen, L. (Eds.): Collaborative Value Co-creation in the Platform Economy. Translational Systems Sciences. Springer.

Suomi, K. & Järvinen, R. (2018). European Consumer Complaint Behaviour In The Financial Sector. Journal of Research for Consumers, 33, 2018.

Nummi, T., Salonen, J., Koskinen, L., & Pan, J. (2018). A semiparametric mixture regression model for longitudinal data. Journal of Statistical Theory and Practice12(1), 12-22.

Riikkinen, M. et al. (2018). Using artificial intelligence to create value in insurance. International Journal of Bank Marketing. [Online] 36 (6), 1145–1168.

Saarijärvi, H., Joensuu, J., Rintamaki, T., & Yrjölä, M. (2018). One Person’s Trash is Another Person’s Treasure. International Journal of Retail & Distribution Management, 46(11/12), 1092-1107.

Talonen, A. P., Jussila, I., Tuominen, P., & Koskinen, L. (2018). Failing to develop a sense of ownership: A study in the consumer co-operative context. Cogent Business & Management5(1), 1540916.

Talonen, Antti (2018). Customer Ownership and Mutual Insurance Companies: Refining the role and processes of psychological ownership, Dissertation, Acta Universitatis Tamperensis 2420, Tampere University Press, Tampere.

Havakka, P. et al. (2017). Sosiaalivakuutus. Helsinki: Finva.

Rintamäki, T. & Kirves, K. (2017). From Perceptions to Propositions: Profiling Customer Value across Retail Contexts. Journal of Retailing and Consumer Services. 37, 159–67.

Rintamäki, T & Saarijärvi, H. (2017). Proposing and Co-creating Shared Value: An Integrative Framework and Research Agenda, Naples Forum on Service, Sorrento, June 2017, proceedings papers.

Voutilainen, R., & Koskinen, L. (2017). Customers’ Opinions on Incentive Based Insurance. Journal of Insurance and Financial Management3(1).

Yrjölä, M., Rintamäki, T., Joensuu, J. & Saarijärvi, H. (2017). Consumer-to-Consumer e-Commerce – Outcomes and Implications. The International Review of Retail, Distribution and Consumer Research, 27(3), 300–315.